To apply for financial aid, students need to complete the Free Application for Federal Student Aid (FAFSA) and the online Adventist University of Health Sciences (ADU) Financial Aid Application. Students will also need to be accepted to the University for us to award financial aid.  The forms are available at www.adu.edu.

In order to be eligible for any financial aid, the student must:

1. Be accepted on Regular, Provisional, or Probationary status.
2. Be enrolled in a program of study leading toward a degree or certificate.
3. Be registered at least half-time (six trimester credits).
4. Be a U.S. citizen or permanent resident.
5. Not be in default or owe a refund on Title IV (federal) funds.  If you are in default or owe a refund, contact your lender, servicer, or prior institution to make a payment in full or make arrangements.

If a student is selected for verification, he or she will need to supply additional documentation required to complete the financial aid file.  The student will be able to view this via the online financial aid system.

Once all documentation is received, students will be able to view the types and amounts of financial aid they are eligible to receive via the online financial aid system.

Students do not receive any aid during non-enrollment periods. Students who withdraw or drop out during a given enrollment period will fall under the Financial Aid Refund policy. A student’s continued eligibility is also based on maintaining Satisfactory Academic Progress (SAP).

Federal and state regulations require Adventist University to ascertain that the combined financial resources available to a student from all sources do not exceed the student’s documented educational need. The Financial Aid Office monitors all financial aid and adjusts the award to conform to federal, state, and institutional regulations.

For financial aid purposes, need is determined by using the following financial aid formula:

( Cost of Attendance ) - ( Expected Family Contribution ) = Educational Need

Cost of Attendance refers to the amount it costs to attend Adventist University. This cost includes tuition, an estimated book allowance, an estimated cost for uniforms, an estimated cost for computer for first-time students, a matriculation fee, professional fees, room and board, and personal and travel allowances. The Expected Family Contribution is determined by analyzing the data the student and/or parent provide(s) on the FAFSA, according to a process which has been mandated by the Congress of the United States. The difference between the above two components is considered to be the student’s Educational Need.

Students will be able to view their estimated awards they should receive for the coming year via the online financial aid system. Awards that are listed before the end of the drop/add period will disclose estimated awards that are based on the enrollment information provided by the student on the ADU Financial Aid Application. If the student enrolls for credits that are different from what the aid was based on, the award may change. Students are not eligible for financial aid if they are not making Satisfactory Academic Progress (SAP) or are in default on or owe a refund for Title IV (federal) aid. Students who indicated on their aid application, or the Stafford/PLUS Loan Request Form the amount to be borrowed, must still apply for the loan(s) by completing a Master Promissory Note (MPN) and Entrance Loan Counseling. Parents who indicated on the Stafford/PLUS Loan Rquest Form the amount to be borrowed must complete the Master Promissory Note. Each year, the parent needs to complete a Direct PLUS Credit Decision Request and the Loan Request Form. The Master Promissory Note and Entrance Loan Counseling need to be completed only once.  If an endorser is used, a borrower will need to complete a new MPN for each new loan.